UNITED STATES PUBLIC ADJUSTERS
Types of Hurricane Ike Insurance Claims
NEW CLAIM
This is generally the best for the Insured, as not only do we prevent some mistakes from occurring, but we also do most of the work in documenting and packaging your Hurricane Ike insurance claim for maximum benefit. Many potential delays and “headaches” are thus prevented in the claim process for the insured.
PENDING CLAIM
If you have been paid (or have received an offer) for a substantial portion of your Hurricane Ike insurance claim, we can take over from that point. We re−document and cross-reference every aspect of your property damage or loss and usually find many things that were not originally included and other things that were not properly priced. We are paid only for any additional money you receive in the settlement.
RE−OPEN FILE OR SUPPLEMENT CLAIM
Texas has very good laws that usually allow you to re−open an Hurricane Ike insurance claim if you were not fully compensated. We offer a FREE CLAIM AUDIT. We are paid only if we find areas of underpayment and/or items that were left out of your insurance settlement. You often have two (2) years from the date of your loss to file a supplemental claim. See Statute of Limitation.
CLAIM DENIAL
We have reviewed numerous Hurricane Ike insurance claim denials and have found coverage for many for them. If however, we believe that the insurance company was right, we will so advise you.
APPRAISAL
We are frequently retained as “appraisers” under the terms of your insurance policy.
AREAS OF PRACTICE
- Air Conditioning Leaks
- Broken Pipes
- Dishwasher Leaks
- Fire Damage
- Water Heater Leaks
- Hurricane Damage
- Loss by Collapse
- Mold Damage
- Plumbing Damage
- Roof Leaks
- Sink Holes
- Smoke Damage
- Storm Damage
- Theft
- Tornado Damage
- Vandalism
- Car Hitting a Building
- Water Damage
- Wind Damage
- Leaking Pipes
WAYS WE CAN HELP
A United States Public Adjusters ® representative will come to your home or commercial property to assist you with negotiation and settlement of your Hurricane Ike insurance claim. We will need a copy of your insurance policy’s Declarations Page in order to determine applicable coverage for the insured peril. We will then prepare a claim report on structural damage and prepare a physical personal property inventory on our claim forms. We will also prepare any forms required having to deal with additional living expenses, loss of rent, and business income claims depending on your insurance policy coverage’s. Our claim estimates will be forwarded to the insurance company representative for evaluation and adjustment.
We are licensed and bonded by the State of Texas, and offer a free consultation to determine if you have a covered claim or not. We will need to see the damages and a copy of your insurance policy to ascertain the coverage’s that applies to your loss. If you have not already attempted mitigation to minimize your loss, we have a host of emergency service vendors such as licensed and bonded restoration companies and board-up services as needed for your type of property damage or loss. We will photograph all damages related to the peril covered. If your claim is a covered loss, we will outline the damages with you, contact your insurance company immediately to report the claim(s) and secure an adjuster representing the insurance company who we will meet with you and us at a later date to determine loss and damages.
CLAIM PROCESS
- Complete a detailed estimate of what is required to repair or rebuild your premises.
- Assist in the preparation of inventories on your damaged personal or business property, contents, and related items. With your help in providing correct documentation, and determining ages and descriptions, we can evaluate and determine the approximate current values.
- Prepare your Time Element Losses, such as Business Interruption, Loss of Rents, or Additional Living Expenses.
- Establish a professional line of communications with the insurance adjuster.
- Present estimates, inventories, and other valuations to the insurance adjuster assigned to your Hurricane Ike insurance claim.
- Meet with the insurance company to adjust your claim fairly and equitably, thus resulting in an acceptable settlement to you.
- Provide experts, if needed, to support the claim.
- Negotiate the best possible settlement.
- Keep you apprised of ongoing settlement efforts.
- Relieve you of the stress and hardship of having to through the claim process alone.
FREE CONSULTATION
Our expert public adjusters can handle your Hurricane Ike insurance claim(s) with the professionalism you deserve. Please take the time to call our office at 1-888-808-USPA (8772) or submit our online form for a free Hurricane Ike insurance claim consultation.